optimizing hashmap and hashset with 27

This question already has an answer here:
What's the relation between a HashSet and a HashMap?
HashSet

public HashSet()

Constructs a new, empty set; the backing HashMap instance has default initial 
capacity (16) and load factor (0.75).
And what do they mean with "load factor"? Thanks in advance.
http://beetechdevzone.blogspot.com/2011/02/optimizing-hashmap-and-hashset-with_27.html
we can Find out later insya Allah

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